Get instant loans easily with Lendico

Easy Credit at your fingertips!

Lendico

Get Instant Loans

Low on cash? Apply for low interest loans from your mobile device whenever through an easy and seamless process.

    Flexible loan tenure
    Competitive interest rates
    No hidden charges
    No collateral needed
Insatnt Loan with ease

Making Credit Accessible

At Lendico, we are passionate about providing loans to help you scale your business, pay educational fees and meet your personal needs.

Easy Application Process

With our seamless application process, you can apply for a loan in no time and get it disbursed to your account

Your Safety
Comes First

Your information is safe with us: With our secure online platform, we protect all your personal information and confidential details using the highest level of encryption.

How to get started

Step 1

Download our app from App Store or Play Store and sign up

Step 2

Submit a valid identification document

Step 3

Complete your loan application

Step 4

If eligible, you get your loan amount credited within 24 hours

Get started and download the Android and iOS apps

How do loans work?
Complete our 100% online application and submit with the necessary documentation, this should take only a few minutes. Our team reviews the information provided and revert with a decision within 24 hours. If approved, you will receive funds directly into your preferred bank account within a few minutes of loan approval.
How much can I borrow on Lendico?
For your first loan request, you can borrow as much as N25,000. Your loan eligibility increases as we get to know you better.
How do I apply for a loan on Lendico?
Applying for a loan is a very simple process on Lendico. Once you are logged into the App, navigate to the Loan section and fill in your personal and employment details for a loan request.
What do I need to apply for a loan on Lendico?
We keep to our words, no collateral. All you need to make a loan request on Lendico are just:
  • Your personal details.
  • Your employment details.
  • A functional bank account.
  • A functional debit card (Mastercard / Visa).
  • Valid Identification documents.
How can I repay my loan?
You can repay your loan either manually or via the auto-debit service.
How does auto-debit work?
The auto-debit service makes loan repayment seamless. The service uses the debit card attached to your active loan to initiate a loan repayment for you. Auto-debit helps you stay true to your words and increase your credit score.
What cards can I auto-debit?
Lendico supports MasterCard and Visa cards for auto-debit as long as there are sufficient funds in the account, you don’t need to worry.
Can I repay my loan before the due date?
Sure! You can pay as soon as you can afford to repay, it doesn’t matter if the loan is not due yet.

FAQS